Things to consider before buying a house or apartment

For us, it is very important that our clients satisfactorily choose the floor or the house of their dreams. Buying a home is, without a doubt, one of the most important and thoughtful decisions of our lives and encompasses many aspects. In this context, it is normal to have many fears, since the purchase of a Real Estate in Koh Samui means investing the savings of a lifetime to obtain a more satisfactory future. That is why in this post we will help you not to miss any point to consider before buying a flat and what you should know before buying a flat.

Before buying a house you should consider two things:

  • That you will have to go to visit homes and that is where you should pay attention to what to check when buying a house, among which we highlight the proper functioning of the devices that are at your disposal (if it is second-hand housing).
  • That all the seller’s papers are in order. You should be very attentive to this aspect, since it is the most important step and it will mean signing and having a new house or not having one.

What is essential to know before buying a house?

If you are here, it is because you have no idea what aspects you should look at before buying Property for sale in Koh Samui. They are many and it is easy to forget someone on the way. So, now, we’re going to show you the things to keep in mind when buying a house:

  1. Before buying an apartment defines the price you want to spend you: and this is the first step you should do before buying a flat. The ideal is that the money you allocate to the purchase of your home turn around 35% of your monthly income. Add to that the savings you have.
  2. Determine the form of payment: once you determine the budget that you are going to use to buy a house, the next thing is to think about how you are going to pay it. You can do it in cash, by means of a mortgage loan (you must talk to your bank to specify the terms in which to repay the mortgage loan) or by mortgage subrogation (change of mortgage). Ownership of the mortgage debtor, in this way, the buyer continues to pay the rest of the mortgage of the seller).